This prescription drug savings program is offered to you and your entire family at NO CHARGE.

Our prescription drug savings program assures you the lowest discount price on brand name and generic prescription drugs. Average savings of 28% with potential savings up to 50% (based on 2009 national program savings data).

• Simple to use
• NO claim forms
• NO Deductibles
• Accepted at over 55,000 participating pharmacies nationwide
• Online price checker and pharmacy locator
• Toll-free 800# to speak with knowledgeable Customer Care

My eWellness is a comprehensive web-based health and wellness program designed to promote personal health and fitness through the natural therapies of diet, nutritional supplements, the benefits of exercise and a healthy attitude.

Benefits Include:

• Home based workouts with “video style” animations
• Daily health tips on nutrition, weight-loss, exercise and disease prevention
• Health risk assessments
• And so much more… it’s the ultimate in family wellness!

• Personalized home-based workouts with animations
• Daily health tips on nutrition, weight-loss, exercise and disease prevention
• Over 4,500 health and wellness related articles
• Health calculators for easy tracking and self-assessments
• Unlimited health risk assessments for personal well being
• Complete medical conditions library
• Links to hundreds of additional wellness resources……..

Now you can save up to 50% or more off the cost of your Lab work and Diagnostic / Imaging testing through our nationally recognized laboratories and diagnostic imaging centers. Lab results can be sent directly to you or your doctor for review. Go to the website below for complete information.

Go To: www.Way2SaveTesting.com

Note: States which are not currently included in the Lab network are: NY, NJ, and RI. Diagnostic not included are: ND, SD, WV, NH and VT.

Are you plagued by unpaid medical expenses?

Services are delivered to you on a performance basis – if the negotiation team cannot save you money, there is no fee. It is always free to have your medical bill reviewed and you NEVER pay more than what you owe right now.

Now you can access the professional assistance you need from the privacy and comfort of your own home via Online Psychologist.

What Kind of Questions can I Ask?
You can ask about anything that concerns you. No subject is taboo.

The Psychologist service is confidential and private and designed especially for members who may need professional input, support or guidance in any area of their life, such as:

• relationship issues
• emotional distress
• divorce
• depression
• anxiety
• parenting and child development
• change, growth, and self-esteem
• sexual health
• addiction and recovery
• career and work issues

The licensed psychologists are there when you need them to help you and your family members in times of need. They can also make recommendations about when it’s advisable to physically visit your personal doctor or mental health professional.

I feel embarrassed about asking for help.
Never feel embarrassed. Recognizing the need for help and seeking professional interaction is a sign of both strength and your determination to live a productive and meaningful life.

The Psychologist and Life Coach is prepared to help you fulfill aspirations for personal growth, self-improvement or maybe just help you get back on track when times are rough.

Accessing the Online Psychologist and Life Coach program is as easy. Simply go to the Online Psychologist section of the website, log in and begin your dialogue confidentially and securely. When the psychologist replies, an email will be sent to you informing you it’s time to log back in to your private Inbox to read their response.

Feel free to ask as many follow-up questions as necessary to ensure that your questions or concerns have been answered to your complete satisfaction. So, no more rushed conversations, you can take as long as you want to write the doctor about your situation or concern.

You can expect to receive a professional response within 24 hours or sooner and you can interact with the psychologist as often as you like.

Is there an additional charge for this service?
There is no additional charge to use this benefit, it is included as part of your benefit program and can be used as often as you need.

To access this service see instructions in your membership kit!

You have a medical issue and need a doctor’s input. Simply log-in to the Online Physician section of the website provide in your enrollment kit and submit your question confidentially and securely.

Once your question is submitted, it is directed to a physician for response. Physician responses are authoritative and made within 24 hours from time of the request, with most responses arriving in three to four hours. Problems that require a more rapid response should be directed to your physician or an emergency facility.

When the physician replies an email will be sent to you informing you it’s time to log back in to your private Inbox to read their response. Feel free to ask as many follow-up questions as necessary to ensure that your question has been answered to your complete satisfaction.

So, no more rushed conversations, you can take as long as you want to write the doctor about your situation or concern.

Most importantly, you have extra peace of mind knowing you can ask a highly qualified physician about any medical question anytime, and save money.

No Stress

It’s amazing how a professional response to a simple or complex question can put your mind at ease. Our services enable you to provide better Self-Care leading to a healthier life, and to visit your physician only when necessary.

eDoc is committed to providing you experienced physicians who have a broad-based approach (mostly family medicine) and who are oriented toward prevention and patient empowerment.

When using your Online Physician service you can be assured that the health care decision support you seek can be obtained:

• Quickly
• Securely
• Discretely

FAQ’s:

Who answers my question?
Board Certified physicians who are a friendly and approachable group of family physicians. When they are not answering questions for members online, all maintain active medical status in either private practice or teaching institutions where they see the full range of cases that typically walk into any family practitioners office.

How do I get my answer?
To ensure your privacy and security, the doctor’s response is stored on a secure website and is only accessible by logging in using your personal login name and password. An email notification is sent to your primary email address notifying you that the physician has responded to your question. Next, simply log in to your Online Physician account and read your response.

Can I ask anything?
Yes, so long as questions are focused on health issues. All answers will be provided within 24 hours with most responses arriving in three to four hours during the daytime.

What is the Cost?
There is no additional charge to use this benefit, it is included as part of your benefit program and can be used as often as you need.

Is there a limit to the number of questions I may ask?
No, you are free to ask as many questions as you feel are necessary.

How detailed should my question be?
You should provide the physician with as much detail you deem necessary to adequately describe the issues surrounding your question. The more thorough the information is, the more thorough the response will be.

If the physician feels that additional input is needed from you prior to fully responding to your question, he will ask you to respond to specific follow up questions prior to giving his final response.

*Special Note: Problems that require a rapid response should be directed to your physician or an emergency facility. Online Physician information is not a substitute for in-office medical care. We provide medical information to help you become a better informed consumer and a healthier patient. When appropriate, the physician may suggest that an in-office visit with your personal physician is the most appropriate manner of dealing with your medical issue.)

The plan elected will determine the benefit amount applied. Plan options include:

Plan 1 – Up to $2,500 per Covered Accident; $100 deductible applies per covered accident Includes $2,500 Accidental Death & Dismemberment Principal Amount

Plan 2 – Up to $5,000 per Covered Accident; $100 deductible applies per covered accident Includes $5,000 Accidental Death & Dismemberment Principal Amount

Plan 3 – Up to $10,000 per Covered Accident; $250 deductible applies per covered accident Includes $10,000 Accidental Death & Dismemberment Principal Amount

The AD&D and Accident Medical Expense benefit insurance is subject to the terms, definitions, conditions, exclusions and limitations of the group policy. These insurance benefits are underwritten by Guarantee Trust Life Insurance Company. These benefits are under policy Form MP-1300 issued to the American Advantage Association. Coverage becomes effective on the date provided in your membership materials. Guarantee Trust Life Insurance Company (GTL) provides the Accident medical coverage and Accidental Death and Dismemberment coverage. GTL does not provide nor is affiliated with the discount programs provided as a part of the membership in American Advantage Association.

Not available in AK, AR, MD, ME, MT, MN, NH, NY, OR and UT.

To view the Limitations and Exclusions click here.

Protect your family and all you’ve worked for!

An accident or serious injury can leave your family with a great financial burden. Protect yourself and your family with Accidental Death and Dismemberment Insurance.

With affordable Accidental Death and Dismemberment Insurance, you’ll help protect your family’s future, with coverage that applies to traveling, commuting, being at home, and during many other situations. Coverage applies to limb loss and blindness as well as accidental death. Coverage can be used for funeral and burial expenses, mortgages, other debt, and living expenses.

Keep your hard earned money in the bank where it belongs… Let us help pay the bills when the unexpected happens!

This Accident Medical Expense Plan pays for covered expenses:

• Emergency Room treatment
• Doctor expenses
• Hospital admission and confinement
• Intensive Care
• In and Outpatient surgery
  • Minor: performed in a clinic, doctor’s office or emergency care facility
  • Major: performed in a hospital operating room
• Ambulance/Transportation
• Medical appliances
• X-Ray, CT and MRI Imaging
• And more…